PROFESSIONAL INDEMNITY -
•
Insuring clause 1: Professional Liability
•
Sections A & D - £1,000,000 in the annual aggregate, including cost and expenses
•
Sections B, C, E - No cover given
•
Insuring clauses 2, 3, 4, 5, & 6: No cover given
•
Insuring clause 7: Reputation and Brand Protection - £100,000 in the aggregate
• Insuring clause 8: Court Attendance Costs - £2,000 per day, £100,000 in the annual aggregate
LEGAL EXPENSES -
• Legal Defence and Fitness to Practice Representation £100,000 any one claim
Our premiums are based on how you are employed. Therefore, please select one of the options below.
Please note: The premiums below represent a period of insurance taking you from your current expiry date up to 31 December 2022 to fall in line with your IBMS membership renewal date. If you are buying cover for the first time, the premium will be pro rata up to 31 December 2022. Thereafter, annual cover and premiums will apply.
Please note: If you work as an employed person in some cases, and self-employed in others i.e. a combination of both, you will need to complete the Self-Employed application.